Many of you will surely agree on the fact that availing a personal loan is not an easy thing. It takes a lot of time and efforts to find an ideal lender, offering the best deal. So, if you are someone who is interested in going for this credit facility, reading this article is worth for you. Yes, today, in this article, we are going to talk about ICICI personal loan and various other factors related to the same. So, let’s get started…
Personal Loan Interest Rate
Talking about ICICI personal loan interest rate, it would not be wrong to say that any loan journey begins from knowing the rates first. Currently, the lender is offering the credit to the applicants, at a rate that ranges between 10.99%-18.49% per annum. If we talk more about them, at present , the lender is offering the lowest personal loan interest rates so that it won’t be a burden on your shoulder as far as repayment is concerned. With attractive rates, you can easily repay your loan in the future with affordable EMIs.
Personal loan Eligibility Criteria
Now that you are aware of the rates, next thing that comes in the list is none other than your ICICI personal loan eligibility. Though, different banks have different norms related to the same but before enjoying for a hassle-free journey, it’s important that you should be aware of the same criteria. Lenders usually take into consideration many factors such as age, income, credit score, job stability, work experience, relationship with a lender, etc. So, once an applicant meets the criteria above, its gonna be an enjoyable journey for him/her.
It’s the complete list of documents that you need to have so that you can get the best personal loans deal easily. Make sure that you have all the documents ready at your end so as to avoid the last minute hassle. Most of the lenders do check the documents first and on finding something wrong, there are higher chances that your loan application might be rejected. So, in order to avoid such a situation, double check your documents so as to proceed for a successful loan journey.
Personal Loan Equated Monthly Installments
Ensure that your monthly installments are pocket-friendly so that you can easily repay your loan in the future. With affordable EMIs, less burden will be on your shoulders as far as repayment is concerned. And, in order to be doubly sure on the EMI front, it’s the ICICI personal loan EMI calculator online that can help you out in letting you know whether your EMIs are going to be easy or not. This smart and magical tool with its well-designed algorithms, soon after taking-loan amount, tenure and interest rate into account allows you to know the exact and accurate calculations in just a few seconds.
Hope this article on ICICI personal loan online was worth reading for you